- - https://parslowsjersey.com -

Making a claim in the Petty Debts Court – A brief Guide

Petty Debts Court Procedure | Dispute Resolution & Litigation


The Petty Debts Court now has jurisdiction to deal with all civil causes and matters where the claim doesn’t exceed £30,000 [1]. It also deals with Family and Tenancy matters. The Royal Court deals with claims above that amount.

Letter before action

Before issuing proceedings a Plaintiff should write to the Defendant setting out the basis of his claim and demanding payment. The letter should clearly state that if payment is not made within 7 days, legal proceedings might be instituted to recover the monies owed.


If no payment is received and the Plaintiff decides to take the case to Petty Debts Court, then he must issue a Summons. A Summons is a formal document, which must contain certain information. The Summons must state the sum of money owed and the brief reason for the debt, together with details of any interest or stamp duty and any costs or wages arrest sought. It must also state the date and time of the Court appearance.

Two copies of the Summons, together with a claim summary from, must be delivered to the Magistrate’s Court Greffier before 3pm on a Friday. The Greffier then sends a copy of the Summons to the Defendant and adds the action to the Court list for the Wednesday nominated on the Summons. In practice this is normally the second Wednesday following the posting of the Summons.


Once issued with a Summons, a Defendant may try to settle the case. If that happens before 3pm on the Monday before Court (with the exception of bank holidays), the case can be withdrawn. If a Defendant is only able to pay by cheque, which would need time to clear, or if a Defendant is only able to settle part of the debt, it is possible for the Plaintiff to agree to adjourn the case until it is completely settled.

It is advisable to try to settle a case if possible because if judgement is taken against a person, it may well negatively affect their creditworthiness in the future.

Appearance in Petty Debts Court

The Plaintiff must go to Petty Debts Court to present his or her case, either with a lawyer or in person. If the Defendant does not appear in Court then it is more than likely that judgement will be taken against him or her.

Contested cases

If a claim is contested by a Defendant, the Court will establish the nature of the case and also that the Defendant has an arguable and legitimate defence.

Once the Court has satisfied itself in that regard, it may well:-

  1. Adjourn the case so that the parties can communicate with a view to resolving the dispute;
  2. Refer the case to mediation so that the same end can be achieved;
  3. Adjourn the case with a direction that both parties file written proceedings.


Mediation is a procedure whereby a trained mediator will facilitate discussion between the parties, so as to achieve a settlement, which, once signed, is binding upon both parties.

The mediator must not act as a judge or as an arbitrator. It is less formal that appearing in Court and one of the benefits is that the parties can talk to the mediator in a way in which they wouldn’t be able to do in Court. Mediation is more like having a conversation, whereas if you are a witness in litigation proceedings, your role is to answer questions put to you by the opposition. With the latter option you would not necessarily have the opportunity to get things off your chest in the same way as you would with mediation.

The costs of mediation are not recoverable in the same way as with litigation. The standard practice is for the parties to split the cost of the mediator equally.

Mediation succeeds more often than it fails, but if the mediation should fail, then the case would be referred back to Court for it to continue to a hearing.


In a contested case, the Plaintiff has to file a Statement of Claim, which is a formal document in which the relevant facts should be set out logically and chronologically. It is vital to include each and every fact that will be relied on. If something is not written down, or pleaded, it could seriously prejudice your case.

The Defendant must then file an Answer, which should deal with each and every issue raised by the Plaintiff. It should be clear from the Answer whether the Defendant denies an allegation or accepts it. The Defendant must include a brief outline of their defence. Occasionally the Answer might reveal a Counterclaim against the Plaintiff, in which case the Plaintiff must file an Answer addressing that.

The Court will set time limits for each of these pleadings and, if either party is late, then the other party can apply to have the case struck out, or for judgment in default, depending on which side you are on.

Petty Debts Court Hearing

The Plaintiff will need to present their case and call witnesses to prove the points set out in their Statement of Claim. The Plaintiff and the Defendant may well need to give evidence as part of their case and if they do so, their opponent may cross-examine them. In addition to this, any witness may well be asked questions, by the judge.

At the end of the process, the judge will retire to consider his verdict. He will either find for the Plaintiff or the Defendant, and make a costs order accordingly.


Pursuing a claim in court can be an expensive process. It is therefore advisable to try to settle a claim where possible. If you take a case to court and lose, then it is very likely that you will have to pay the Defendant’s costs, as well as your own. If you take a case to court and win, the Defendant will have to pay some of your costs but even if you win, you may still have to cover some costs yourself.

Putting all that into context  and considering how quickly costs can mount up, there is a great deal to be said for trying a settle a claim, and that is why the Court actively encourages it.

For advice, assistance or further information about Petty Debts Court procedure in Jersey please do not hesitate to call 630530 or email us on litigation@parslowsjersey.com [2]

Please note that the information provided on this website is for general information purposes only and is designed to provide you with an outline of the legal services we offer.  Whilst we endeavour to ensure our information is correct and useful, we make no representations or warranties regarding the accuracy or completeness of the information offered.  Information on our website does not constitute legal advice and Parslows Jersey accepts no liability for any loss or damage arising out of, or in connection with, the information found in this website.  Please consult a lawyer at Parslows Jersey in the event that you require professional assurance that our information, and your interpretation of the same, is correct.